Getting out of debt is probably the most significant thing I've ever done. There have been other significant moments, sure, but this one stands out as a turning point. Lots of people get out of debt. Lots of people are in debt. I'm not that special. Funny thing I'm finding is it's not so much about the debt as it is starting something and finishing it. Something I don't do too well. It's about drawing a line in the sand and not actually crossing it. "I'm going to lose weight." "I'm going to start exercising." "I'm going to get out of debt."
As I've shared my story with a few people I've gotten incredibly positive feedback. A few people even asked if I could help them get out of debt. It got me to thinking (actually my friend Philip got me thinking). I could start writing about what it took for me to get out of debt. To help people. So, here you go. Blog one. I'll cut right to the chase.
1. Go to Dave Ramsey's website. Now. Read everything he's written. Listen to everything thing he's recorded. Follow him on every social network you can. Subscribe to his YouTube channel. Subscribe to his Podcast. Either go to the library or buy The Total Money Makeover. If you can't afford it, email me. I have found no clearer presentation or prescription to get out of debt. There are no secrets. Just follow his plan. It works. I promise.
Blog two will be up next week. You should have plenty to do till then.
*Step 1 is really the decision to be sick and tired of being stuck and normal. Normal sucks. This is assumed.